Employee Benefits & Retirement Plan Insights for Employers | TruePlan

New Cost-Sharing Limits Announced by HHS for 2026 Plan Years

Written by Amanda Humphrey | August 27, 2025

 U.S. Health & Human Services Department (HHS) recently published a final rule that updates how the Affordable Care Act (ACA’s) maximum annual limitation on cost sharing is calculated. Based on this update, HHS revised the maximum cost sharing limits to $10,600 for self-only coverage and $21,200 for family coverage for 2026 plan years.  

 

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