Stay Compliant: 2025 HDHP and Telehealth Coverage Updates Explained

Wondering how HDHP changes impact your organization?  

The recent updates to high deductible health plans (HDHPs) for 2025 bring crucial adjustments that employers must address to remain compliant and maintain employee satisfaction.

Specifically, the deductible minimums have increased to $1,650 for individual coverage and $3,300 for family coverage. Additionally, changes to telehealth coverage under HDHPs may require attention, as these plans must meet IRS guidelines to ensure compliance. 

Key steps your organization should take 

• Conduct a thorough review of your current HDHP offerings: Determine if deductibles align with the new thresholds. This review should also consider telehealth benefits and whether the plan meets the necessary requirements to avoid penalties.  

• Communicate these changes effectively to your employees: This is equally important. Updated materials like summary plan descriptions and benefits guides are essential tools to educate participants about the shift and to minimize confusion. Transparency will help employees understand how their healthcare costs and options could be affected. 

• Acting promptly is vital: Failure to comply with these adjustments could have financial and regulatory consequences for your organization. 

• Educating employees about these updates: This not only ensures compliance but also enhances trust and engagement, showing that your company is proactive and attentive to their needs.  

To gain a deeper understanding of these changes and access actionable guidance, be sure to explore our comprehensive guide. It breaks down everything you need to know to keep your organization compliant while supporting your team. Learn more about all the employee benefit solutions TruePlan Retirement and Benefit Advisors offers.