March 2026 Benefit Brief: Insurance coverage and health literacy

In 2026, staying informed on both coverage details and employee education remains essential for plan sponsors and their workforce. From understanding what benefits are available at no cost (like annual physical exams) to recognizing how healthcare literacy can directly impact spending, even small insights can lead to meaningful savings and better outcomes.

This March Benefit Brief  highlights key topics in insurance coverage and healthcare literacy, offering practical guidance to help employers support smarter healthcare decisions and maximize the value of their benefits programs.

Insurance coverage

Annual physical exams

Under most health insurance plans, an annual physical is covered at no additional cost to you. Learn more about coverage for this benefit and how to ensure your visit is covered.

• Download the full insurance coverage article.

Healthcare literacy update

Personal health literacy and healthcare spending

This article explores what personal health literacy is, why it matters and how building even a small amount of knowledge can translate into real savings.

• Get the full article on personal health literacy.

Next steps

Staying proactive is key to getting the most out of your benefits program. Take time to review your current coverage, ensure employees are aware of preventive care options like annual physical exams and continue building healthcare literacy across your organization.

For more insights, explore the full articles linked above and use these resources to help guide smarter decisions, improve outcomes and maximize the value of your benefits in 2026.